According to the 2020 ACS 5-year estimates, most of the homes in Carroll County with a mortgage fall in-line with the rates seen across the state and nationally with more than half of those homes representing a mortgage cost of less than 20% of the household income5. On the far end of the spectrum however, Carroll County has 25% of homes with a mortgage that have a housing cost burden of 35% or more of the total household income.

Twenty-five percent of mortgage holders in Carroll County use 35% or more of their monthly household income for mortgage payments5.

The median rental cost for Carroll County is $618 a month5. More than 37% of renters pay more than 35% of their household income on rent each month5.